In the background of the rapid development of financial technology, there is a significant demand for comprehensive financial talents in the market. Application-oriented universities are in urgent need of reform and innovation of the construction of financial curriculum system to meet the requirements of talent development. Taking Jilin Institute of Chemical Technology as an example, the questionnaire survey revealed that finance students have an unclear understanding of the financial market, lack innovative thinking in finance, and that the university is insufficient in constructing practical courses related to financial technology. Application-oriented undergraduate universities should strengthen the construction of curriculum system from the aspects of cultivating financial innovative thinking, strengthening comprehensive ability, taking industry demand as the direction and taking teaching mode innovation as the guidance.